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Buyer Tips
Home Page for Cooper Realty Associates

Entries Tagged as 'Buyer Tips'

Holiday House Hunting

November 27th, 2013 · No Comments

If you’re house hunting during this busy holiday season you have a couple of things working to your definite advantage.  First, there aren’t too many people house hunting, so with less competition you may in for a good deal.  Additionally, home prices in December are typically lower than any other month, while interest rates are […]

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Tags: Buyer Tips

Pre-Qualification vs. Pre-Approval

November 23rd, 2013 · No Comments

It’s a good idea to be pre-approved for a mortgage before you begin house hunting.  In fact, many realtors won’t even work with you until you’ve gone through this process.  There is a bit of confusion out there though, about the difference between pre-qualification and pre-approval.  Many times these terms are used interchangeably, but they […]

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Tags: Buyer Tips · Mortgage and Finance

Mistakes That Many Home Buyers Make

November 18th, 2013 · No Comments

Buying a home can be stressful and time consuming.  The right agent can make your home search less painful, but it can still be quite a process.  There are a few common mistakes that many home buyers make that can make the process more painful than it has to be.  The first, extremely common mistake […]

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Things You Should Always Ask Your Agent

November 15th, 2013 · No Comments

If you’re thinking of buying a home, here are five questions you should always ask your agent: 1.  Do you know a great _____________________. Fill in the blank here with your desired expert.  Your agent should be able to refer you to a good mortgage broker and inspector for sure, but also painters, plumbers, electricians, […]

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Tags: Buyer Tips · Of Interest

Down Payment Advice

November 8th, 2013 · No Comments

It’s always best to put 20% (or more) down on a mortgage when you are buying a home.  The main reason for this is so that you can avoid private mortgage insurance (PMI) payments.  PMI costs you a percentage of your mortgage depending on how close your down payment was to 20%.  At first glance […]

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Tags: Buyer Tips · Mortgage and Finance

Are You Ready To Buy A Retirement Home?

October 25th, 2013 · No Comments

Retirement often means moving.  After retiring, many people wish to move to a smaller home or a home that requires less maintenance.  Others finally have an excuse to move to their dream location after years of being stuck in a certain area because of their job.  Still others choose to make a vacation home their […]

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3 Ways To Organize Your House Hunt

October 17th, 2013 · No Comments

If you’re looking to buy, you know that after looking at house after house, things start to run together in your memory.  Here are a few hints to help you stay organized. 1.  Take Notes.  Snapping some pictures on your phone (or bringing a camera along) won’t hurt either.  Carry a notebook with you and dedicate […]

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Mistakes to Avoid When Buying

September 8th, 2013 · No Comments

If you’re looking to buy a home there are some common mistakes that you should avoid at all costs.  The first is passing up homes that can be easily fixed.  If a home is in your desired location keep in mind that cosmetic issues can often be easily fixed for a relatively small amount of […]

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Housing Numbers To Consider

September 1st, 2013 · No Comments

When you are looking for house, whether it is to rent or to buy, there is always math to consider.  The first number that is important regardless of whether you’re going to rent or buy your credit score is vastly important.  If you have stellar credit, such as a score over 740, use it to […]

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Why You Might Want to Wait

August 27th, 2013 · No Comments

With mortgage rates rising, home prices bouncing back, and the housing market showing signs of recovery you might be anxious to jump in and buy a home now, while the getting is still good.  But, just because it’s a good time to buy a home in general does not mean it is a good time […]

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How To Get A Good Deal On A Home

August 26th, 2013 · No Comments

If you’re looking for a great “deal” on a home it can be possible to find one if you know where to look.  These deals are not as easy to find as they once were, but if you’re willing to do the work, they can be found.  Your best bet is to start by looking […]

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Tips for Buying, Selling, and Moving

August 19th, 2013 · No Comments

Often times when people buy a home they are simultaneously trying to sell their previous one.  If this describes your situation there are a few things you can do to prepare yourself. First of all, discuss your emotional expectations.  You can expect to be stressed, busy, worried about finances or timing or both, and generally […]

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Tags: Buyer Tips · Seller Tips

Understanding Contingencies

June 25th, 2013 · No Comments

  Whether you are buying or selling a home, you will most likely have to deal with contingencies during contract negotiation.  Contingencies are conditions placed on the contract that, if not met, allow the buyer to either back out of the deal.  Of course in the case of an unmet contingency, buyer & seller can […]

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Tags: Buyer Tips · Seller Tips

Home Inspection Help

June 11th, 2013 · No Comments

After you’ve found your dream home and had your offer accepted it is time to hire a home inspector.  Home inspection isn’t a step of a home transaction that you want to skimp on, so for your peace of mind and to save potential trouble be sure to find the right home inspector.  To find […]

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Tags: Buyer Tips

Contingencies in a Real Estate Contract

May 27th, 2013 · No Comments

Whether you are buying or selling a home, you will most likely have to deal with contingencies during contract negotiation.  Contingencies are conditions placed on the contract that, if not met, allow the buyer to either back out of the deal.  Of course in the case of an unmet contingency, buyer & seller can always […]

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Tags: Buyer Tips · Seller Tips

Five Questions To Ask Before You Buy

May 24th, 2013 · No Comments

If you’re trying to decide whether to keep renting or buy a home, consider the following questions: 1.  Where will you be in the next 5 years?  If you buy a home, you need to live in it long enough for it to appreciate in value.  If you end up moving, changing jobs, or anything else unexpected […]

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Craigs List Scam

May 15th, 2013 · No Comments

Dear Bryant,                                                              May 14, 2013 If you have a minute, I have an interesting story to tell.  I was having a nice day last Friday when I got an e-mail from one of my co-workers.  She stated that she got a call from a young lady who wanted to rent one of my listings.  The […]

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Five Reasons to Buy Now

May 3rd, 2013 · No Comments

If you’re in the market for a home, now is a great time to buy.  Here are five reasons why: 1.  Low Mortgage Rates.  It’s widely known that mortgage rates have been at all an all time low over the past year, but they are expected to creep up, by up to a full percentage […]

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Take Advantage of Your Home Inspection

April 29th, 2013 · No Comments

After you’ve found your dream home comes the scary part… inspection!  Home inspections are meant to educate the buyer about the home they are interested in and ultimately give them piece of mind about the decision they make.  Inspections are scary because they are not intended to uncover every nitty gritty detail about the house, […]

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Tags: Buyer Tips · Real Estate

Five Signs You’re Looking At The Wrong Home

March 29th, 2013 · No Comments

Last week I wrote about five issues that should raise red flags in your mind if you’re looking to buy.  Here are some more: 1.  Locked Doors.  If there are any areas of a home that are off limits during your tours, be sure that you arrange to see them at some point before you […]

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Tags: Buyer Tips