HOUSING MARKET IS ON THE MEND!!

After several years of pain, the latest statistics from the Mortgage Bankers Association point to a housing market on the mend.


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

HOUSING CRISIS:  A SIGN THAT THE WORST IS OVER

mortgage-bankers-delinquency-report.gi.top.jpgAfter several years of pain, the latest statistics from the Mortgage Bankers Association point to a housing market on the mend.

NEW YORK (CNNMoney) — The mortgage delinquency picture is getting brighter, according to an industry report released Thursday, with falling delinquency rates indicating the housing crisis may be at the beginning of its end.

A quarterly release from the Mortgage Bankers Association revealed that mortgage payment problems eased during the first three months of 2011 for every category of default.

The rate of loans past due, unadjusted for seasonal factors, decreased 1.17 percentage points to 7.79% from 8.96% during the last quarter of 2010. It was down 1.59 points year-over-year..

“These numbers point to a mortgage market on the mend,” said Jay Brinkmann, MBA’s chief economist. “Foreclosure starts are at the lowest level since the end of 2008 and had the second largest drop ever. The percentage of loans somewhere in foreclosure is down from last quarter’s record high and also had one of the largest drops we have ever seen.”

He noted the improved performance of loans issued during the years 2005 through 2007, many of which were of the toxic, subprime variety. Those were the mortgages that, he said, “drove the market collapse.” They still accounted for 65% of all delinquencies last quarter, even though they represent just 31% of loans outstanding.

Those loans are performing better now, mostly because many of the worst loans have already been purged from the system through foreclosure, and the remaining ones are now past the age when mortgages usually default.

That, combined with the much stricter underwriting standards for newer mortgages, has improved overall credit quality, and delinquencies should continue to drop.

Coming soon: a mortgage you can understand

Even in their improved numbers, the delinquency statistics may be overstating the problem, according to Brinkmann.

He said massive problems in local markets may dominate national data, obscuring the positive trends happening elsewhere. Florida, for example, accounted for nearly a quarter of all homes in foreclosure during the quarter and 23% of loans there are in some stage of delinquency.

“The state has more homes in foreclosure than 22 states have loans,” said Brinkmann. “That’s why I don’t put too much stock in the national numbers. The problem states have too much impact on them.”

The overall national decline comes despite continuing delays in processing foreclosures stemming from the “robo-signing” scandal in which banks were accused of mishandling legal paperwork.

As a result, foreclosures take longer to work through the system, so they show up in delinquency rates quarter after quarter. In New York, for example, the average length of time between a first missed payment and the final bank repossession is now more than two years.

In Florida, according to Brinkmann, many attorneys no longer handle foreclosure cases; the banks are having trouble finding attorneys to foreclose. If they can work through this problem, delinquency rates could decline faster.

Foreclosures crush home prices

Meanwhile, the nation’s continued, albeit slow-motion, economic recovery is also providing some relief. There’s a close correlation between unemployment and mortgage payment problems. Not only are people with jobs more able to make their mortgage payments than unemployed borrowers, but hiring itself boosts consumer confidence and, ultimately, housing markets.

“People with jobs feel they’re less likely to lose them [when they see other people being hired],” said Brinkmann.

That makes them more likely to form new households and buy homes. Some of those homes they buy are in foreclosure, which clears those properties out of delinquency reports such as this one.

The light at the end of the foreclosure crisis tunnel may still be some distance off, but at least it’s visible again after years of doom and gloom.

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

Plantation Lakes in Millsboro, DE Offering Unbelievably Affordable Homes/Townhomes

Lennar has a new program called “Everything’s Included Homes” – Energy Star Certified Appliances, Home Automation and many Luxury Features are included in the price.


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Yesterday afternoon, I attended a REALTOR open house at The Plantation Lakes Community- a golf course community in Millsboro, DE.  Lennar was introducing some of their new townhome and single family floor plans.  There were 4 models to tour, and I’m telling you they are fantastic homes at unbelievable prices.  Lennar has a new program called “Everything’s Included Homes” – Energy Star Certified Appliances, Home Automation and many Luxury Features are included in the price.  Just to give you an example, take a look at what they are offering in The Bellhaven townhome, starting at just $119,990.   Give me a call to discuss the other fine products that are available – Connie Cooper 302 841-4185.

Townhome priced from $119,990

THE BELLHAVEN

Priced New from $119,990
1,246 Sq.Ft., 2 Bedrooms, 2.5 Bathrooms, 1 Car Garage, 3 Stories,

Included Features:

All homes will now come with our HOME AUTOMATION PACKAGE this includes:

  • 1- LiNK Deadbolt (keypad, keyless entry – never worry about lost keys again!)
  • 1- Coordinating Paris Handle 1- Bridge (for internet connectivity)
  • 1- Light Module (turn a light on in your home from your computer or smart phone)
  • 1- LiNK Thermostat (control the temperature of your home while at work or on vacation)
  • 1- LiNK Camera wireless (keep an eye on your children/pets/nanny while you aren’t home)
  • 12 months of Subscription Fee waived (to monitor your home online)

FOR A LIMITED TIME: 1 extra wireless camera, 2 additional light models, and another 24 months of monitoring FREE

Now included at NO EXTRA COST our Designer Kitchen Package (a $1,500 value) this package includes:

  • Upgraded 36″ & 42″ staggered oak cabinets
  • Granite-top kitchen island
  • Matching black microwave
  • Recessed lighting in the kitchen

Kitchen

  • 30 inch flat-panel, oak cabinets
  • Moen® single-lever chrome faucet
  • GE® black appliance package
  • 30″ free-standing smooth top range
  • Built in microwave hood
  • 18 cu. ft. refrigerator with icemaker
  • Dishwasher
  • Stainless steel double-bowl drop-in sink with garbage disposal
  • Designer laminate counter with backsplash
  • Kitchen island (per plan)

Bathroom

  • Moen® chrome fixtures
  • Vinyl floors with 6″ x 6″ ceramic wall tile in master bathroom
  • Laminate vanity tops in all bathrooms
  • Oak cabinetry in all bathrooms

Interior Features

  • Brushed-nickel lighting
  • CAT-5 phone wiring in kitchen, master bedroom
  • RG-6 wiring in family room, master bedroom
  • Ceiling fan pre-wired in family room and master bedroom
  • Fire system – by county
  • 2-tone paint package
  • Upgraded carpet and pad
  • Digital Thermostat
  • 90% efficiency gas furnace – by community

Exterior Features

  • Poured concrete foundations (per plan)
  • GFl outlets
  • 2 hose bibs (front/rear)
  • Exterior house wrap
  • OSB exterior sheathing
  • Low-E glass windows

 

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

WOODBRIDGE LITTLE LEAGUE….WHAT FUN!!

Little League in Greenwood, Delaware.


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23
Emily in her Woodbridge Little League Uniform

 

I’m telling my age,  but how many of you remember the days and evenings at
the ball park?    Dinner at the park was a hotdog and fries.  Now I’m
spending two night a week at my granddaughters softball games in Greenwood, DE.

She plays for the Woodbridge Little League.

What’s hard is not howling out instructions to her while she’s on the field,  like I  did
my own boys when they played.  She did good last night she was 1 for 2 and
her team won 2 to 1..    Her name is Emily, and I told her I was going to
make her famous,  so if you see her say “Hi”!!!

Thanks,

Steve Taylor

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

Sussex County


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Sussex County Facts

1)    At 938 Square Miles Sussex is the largest county east of the Mississippi River

2)   Sussex County’s population is over 197,000.

3)   More than 8 million visitors hit the beaches annually

4)   The Delmarva Peninsula (Sussex County) is the third most difficult area to evacuate in an emergency, first is New York City and second is New Orleans.  It is estimated that 4 days would be needed to evacuate the peninsula at the height of the season.

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

For home buyers who need to finance their purchase using a mortgage, a cash buyer can be their worst enemy.


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23
CASH IS KING!!

 

CASH IS KING IN REAL ESTATE

For home buyers who need to finance their purchase using a mortgage, a cash buyer can be their worst enemy.

That’s because when a buyer makes a cash offer, the seller knows it’s a solid deal – and that financing hiccups won’t delay a closing. Sometimes, that’s enough for the seller to accept a lower bid for a cash deal instead of a higher bid from a financing buyer.  It happened to a client of Dan Quinn, a real estate agent who works for Prudential Carruthers Realtors in Silver Spring, Md. Against a cash buyer, the financing borrower just couldn’t compete, Quinn said.

Short sales repay buyers

Lori Purcell was sick of being a landlady and wanted to unload her two-family house in Garfield, N.J. But she knew it would never sell for the $325,440 she had paid in 2004.

“We were wringing our hands over this because the offer that came in on this property was cash, and we were quite a bit higher than the offer,” Quinn said. The winning bid was for $370,000; his client’s offer was $395,000, he said.

It’s a scenario that is becoming more common with the number of cash buyers on the rise, swooping in for deals onlow-priced properties. Yet while cash is king, there are some things financing buyers can do to better their chances of having an offer accepted.

Perhaps the most important tip: “The smartest thing they can do is make sure they talk to a competent mortgage banker … to preapprove them ahead of time,” said Mike Litzner, broker and owner of Century 21 American Homes, which has locations in Long Island, Queens, Nassau and Suffolk counties in New York.

Also, remember that the more cash you’re willing to put down, the more secure your job and the better your credit, the better off you will be in getting the seller to accept your bid, he said.

In February, all-cash deals made up 33 percent of all home sales – a record high, according to the National Association of Realtors. In 2010, 59 percent of those who bought a home as an investment paid cash for the home, the group found.

People are plunking down cash on properties for a variety of reasons. One popular one: With low housing prices, some people are pulling their money out of the stock market and investing in rental properties, with a plan to own them long term, Quinn said.

That way, their money “is being put to work in what seems to be a bottoming housing market,” he said. “You can buy these things cheap enough and with a small amount of renovation … the rents pay the mortgage,” Quinn said.

Some parents may be providing the cash to help their children buy homes, at a time when financing can be out of reach for young adults, Quinn said.

Instead of applying for a loan from a bank, the kids make their payments to the Bank of Mom and Dad. Meanwhile, the parents can charge 5 percent to 6 percent interest on the loan – earning them more than they’d get on a safe investment such as a certificate of deposit.

Cash offers often win out when the bank is the seller. Those are most likely foreclosures now back on the lender’s books.

When dealing with a bank, remember that lenders are typically more analytical than a homeowner seller, Litzner said. And for an institution, they’re more apt to go with the safest bet.

“Time is money, and taxes are ticking away on [the house]. They want to get the bad loan off their books quicker and the money on their ledgers,” Litzner said.

Someone with cash on hand theoretically could close immediately, while a buyer who needs a mortgage typically drafts a contract contingent on the financing going through.

A typical home seller with equity is less likely to be motivated by a cash buyer, said Donne Knudsen, a mortgage loan originator with Cobalt Financial Corp., serving Los Angeles and Ventura counties.

“When you have an equity seller, they don’t have to take a lowball cash offer,” she said. Instead, they’ll most likely opt for the best and highest offer, since they may not be as motivated by time, she added.

To compete with a cash buyer, you’ll need a bit of strategy.

First, get prequalified – or better yet, preapproved – for a mortgage, Quinn said. Along with a high down payment, preparing to put down a high deposit could also up your chances of beating out a buyer who is bidding with all cash, he said.

Another tip: To beat the deep pockets, you might have to act quickly.

“What I found out is with these cash buyers, they act quickly. To compete, you have to act quickly. A lot of times, these are investors and they have a relationship with these listing agents,” Quinn said. It’s a good idea for the buyer’s agent – or the buyer if he’s representing himself – to develop a rapport with the listing real estate agent, too.  Before writing the offer, your agent – or you, if you’re representing yourself – should do some sleuthing: If possible, figure out what the seller needs, including shorter or longer settlement time. In some cases, your flexibility will be a bonus for the seller, Quinn said.  It’s also important to ask if there are other offers and if any of them are cash, Quinn said. In his experience, a well-prepared contract that is typed out, plus a cover page summary of the contract details, is another way to show you’re serious, he said.

Finally, have patience. If you’re interested in bidding on bargain homes including foreclosures, you might end up looking at 40 different properties and make seven or eight offers before you get one accepted, Knudsen said. “You have to be willing to do whatever it takes,” she said.

And remember, cash deals can fall apart, too, Quinn said.

“Is it $300,000 in green cash in someone’s bank account? Or are they tapping into their 401(k), are they going to be cashing in CDs, are they going to take cash out of another property?” Quinn said.

If investments need to be liquidated for the purchase, that can also put the deal at risk. Sometimes, “cash isn’t really cash,” he said.

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

LET COOPER REALTY SHOW YOU HOW TO AVOID THIS STEP IN THE SALE OF YOUR PROPERTY

Statistics confirm that a property for sale receives most of it’s activity within the first 30 days of being placed on the market and if priced properly will receive offers shortly thereafter, if not sooner.


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23
Let Cooper Realty Show You How To Skip This Step
PRICE REDUCED ( How to avoid this)
One of the most prominent signs in todays Real Estate Market  (I’m not talking about economic indicators) is the “Price Reduced” Signs.
After careful consideration and continuous research I believe we could realistically do away with this sign.  PRICE, PRICE, PRICE,— PROPERLY, PROPERLY, PROPERLY.  Statistics confirm that a property for sale receives most of it’s activity within the first 30 days of being placed on the market and if priced properly will receive offers shortly thereafter, if not sooner.  So why do we have the “Price Reduced” sign?  Is it because we are not listening to the market, or are we afraid of the truth?  I thought  my property was worth more than that, I think that’s too cheap.  Ouch!  its not what we want to hear but Truth is the beginning of understanding.
After reviewing the indicators that govern today’s pricing in the Real Estate market (Supply, Demand,  Short Sales In Delaware, Foreclosures, Etc.)  I believe that if you price the product properly right from the beginning it will be sold and sold quickly.    Capitalize on Opportunity the first time it knocks.
Whether buying or selling your Lewes Beach Delaware Townhouse, your Delaware Beach Front Property or your Rehoboth Beach Delaware Townhouse, we at Cooper Realty Associates are committed to doing it right and doing it right the first time.  Move from “For Sale” to “Sold” and eliminate the “Price Reduced” step.  Give us a call.   We are the aggressive professionals.
Author~Paul Powalski

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

(Part 3) 4 SIGNALS IT MAY BE TIME TO STOP RENTING AND BUY YOUR HOME!

The smartest homebuyers look to their lives, not just the market, for signals about when the time is right to buy


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Time to Buy

Your income and career are stable for the foreseeable future. The smartest homebuyers look to their lives, not just the market, for signals about when the time is right to buy. Homebuying is a long, long-term endeavor these days. The goal is to be able to commit to staying in the same place, geographically-speaking, for 7 to 10 years before you buy (more in a foreclosure-riddled market, less in an area that has been more recession-resistant). Most lenders will require that you’ve been at your job – or in the same general field of work – for at least two years before you buy. But that’s the bare minimum – beyond that, you don’t want to be barely beginning a career in which you think you may need to move sooner than that, nor do you want to buy when you’re advanced in your career, but in an industry which is dying or downsizing the workforce in your region (unless you have a strong Plan B).

When you get to the spot in your career where you can realistically project a stable income 7 to 10 years out, life might be giving you a green light to move forward on your homebuying dreams.

Tomorrow’s post will wrap up this 4 part series.  Don’t miss it!!

Author~Connie Cooper

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com

The Powers of Observation


Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

Notice: Undefined offset: 0 in /home/coopcorp/public_html/wordpress/wp-content/plugins/embed-it/embed-it.php on line 23

It is a good thing that our CIA observered Osama bin Laden in line at the McDonalds waiting for his Happy Meal, otherwise the Pakistani Secret Police would still be looking for him at Berger King.

Truth is stranger than fiction.

Fred Sponseller

Add to Del.cio.us RSS Feed Add to Technorati Favorites Stumble It! Digg It!
    www.sajithmr.com